If you own or lease a car you probably already know that it’s essential to have auto insurance. With so many different auto insurance providers to choose from, you might be asking yourself what are the best car insurance companies? When selecting an auto insurance provider it’s important to look at factors such as affordability, customer service, transparency, and ease of filing a claim. Read on to see our top picks for auto insurance companies.
#1 State Farm
State Farm is the largest insurance company in the US and has over 19,000 agents all around the country. Even though it doesn’t offer military or senior discounts, you can find a great range of other discounts such as, accident-free, anti-theft device, driver training, and vehicle safety.
The AARP Auto Insurance Program from The Hartford has offered exclusive car insurance savings and benefits to AARP Auto Insurance Program from the Hartford members since 1984. Coverage is designed especially for drivers 50+ and rewards their driving behavior with great rates and many ways to save. To be eligible for the AARP Auto Insurance Program from The Hartford, you must be 50 years or older and a member of AARP.
Geico is a very popular choice among drivers, as it consistently offers the lowest rates compared to other auto insurance companies. This insurance company offers nationwide service, and you can find additional discounts, like airbag discount, anti-theft system, good driver, and multi-vehicle.
If you are a high-risk driver, then you will benefit from a plan from Progressive. Their Snapshot Application will monitor your behavior on the road. When you are a careful driver and follow the rules, you will gain extra discounts. You can additionally get a discount for signing up online, or if you are a homeowner.
Allstate offers support in every state, with plenty of agents available to help you. Furthermore, this company offers great online tools and a convenient mobile app. This company doesn’t offer that many discounts, but you can still find discounts for a new car, smart student, automatic payment, and anti-theft devices.
USAA is an excellent option for veterans, active military members, as well as members of their families. More specifically, the company offers reduced rates for drivers with low annual mileage and discounts up to 60% for cars stored during deployment. Other discounts include good student, military installation, new car, and legacy.
Erie offers great premiums for young drivers. All of the company’s premiums offer roadside assistance, coverage for rental car damage, and compensation up to $350 for damage to your personal belongings. Other discounts you will find at Erie are for a youthful driver, for a student away from home, for multi-policy, and forgiveness for the first accident after three years.
Nationwide offers a great variety of coverage. The great advantage of this insurance company is that it is great for those with poor credit. Furthermore, Nationwide offers the SmartRide program, with which you can save up to 40% if you are a careful driver. In addition to this, you can take advantage of the following discounts: accident-free, affinity member, and defensive driver course.
Farmers policies are great to cover all of your customized needs. Namely, you can get optional coverage for new car replacement, spare parts coverage, and customized equipment. Other discounts you can benefit from are for alternative fuel, good student, multi-line, and for a safe driver.
These companies offer some of the most popular and affordable premiums. Contact the companies and speak to an agent to find the best plan for your auto insurance needs.